Young Research & Publishing Inc.

Investment Research Since 1978

Disclosure

Archives for August 2022

Do You Have the 7 Habits of Highly Effective People?

By

You know the saying, “If it’s too good to be true…” It’s almost not worth finishing because fortunes are made and lost even though everyone knows the phrase. They think they see something “different” than the other guy, or that it’s a “can’t miss” opportunity—until it isn’t—like some cryptocurrency bankruptcy. I know fortunes are made and lost like clockwork. It’s why I want you to harness the power of time in your life. Here’s Why You Deserve a Vacation from Your To Do List How do you do that? Well, you can start with good habits. Habits that you can grow with and that aren’t too hard … [Read more...]

Can Crypto Save the Internet from Big Tech Monopolies?

By

Venture capitalists at Andreessen Horowitz are betting on crypto technologies to save the internet industry from the concentration that has made a handful of big companies so powerful. The Financial Times reports: Andreessen Horowitz, the Silicon Valley venture capital group, is betting on crypto to break up the excessive concentration of Big Tech power that the firm played a prominent role in creating, according to one of its leading partners. Chris Dixon, founder of Andreessen’s crypto arm, said the internet had led to power being held by a handful of companies including Facebook and … [Read more...]

Why Is this “Fiscal Responsibility” Group Rubber Stamping the Manchin-Schumer Spending Bonanza?

By

You have seen Joe Manchin break his pledges to the American people and West Virginians to support the so-called Inflation Reduction Act of 2022, which has nothing to do with reducing inflation. Instead, it creates new spending and taxation to support the priorities of Joe Biden and Senate Majority Leader Chuck Schumer. You'd think that the activist groups focused on fiscal responsibility would oppose such brazen spending, and many of them did. But in The Wall Street Journal, economist Stephen Moore points out one group that gave the bill a rubber stamp, the Committee for a Responsible Federal … [Read more...]

Commission Free Trading Has a Price

By

A study performed by professors from the University of California, Irvine found that there were vast discrepancies in the costs of using different online brokerages offering commission-free trading. Bloomberg's Eva Szalay reports: Last year, five US professors opened two brokerage accounts and placed identical orders to test an algorithm. The next day, one was down by $150. The other was up $12. They discovered it wasn’t a one-time anomaly. Over more than five months, the academics used their own funds to execute 85,000 trades in 128 different stocks and made what they consider an … [Read more...]

Here’s Why You Deserve a Vacation from Your To Do List

By

Your Survival Guy’s favorite number is 72. Why? Because it’s fun to think about growth—the annual growth rate it will take to double whatever it is you’re looking to double. And the key ingredient to all that growth is TIME. The beauty in compounding is the incredible changes it can produce with even a low rate of growth—if you have time that is. Not many out there have the patience to let Father Time do his magic. We live in a “what have you done for me lately?” world. Patience and immediate expectation seem to be a birthright. But think about your life’s work and how long it took you … [Read more...]

Is This the End of the Low-Inflation Era?

By

Analysts from PIMCO, the world's largest bond fund manager, suggested recently that the era of low inflation may be over for good. Bloomberg's Libby Cherry and Liz McCormick report: Some of the world’s biggest bond investors say the market is wrong to expect central banks to score a long-term win in the war against inflation. There’s little doubt that interest-rate hikes from policy makers in the US and Europe will pull consumer-price increases down from the fastest pace in decades by slowing economic growth or setting off recessions. But the retreat of inflation from its peak isn’t … [Read more...]

SLOW AND STEADY: A Lesson in Self Reliance

By

In my conversations with you, you’re telling me about your food prep for the winter. You’re telling me how you’re boiling green beans and storing potatoes, how you’re drying garlic and canning tomatoes. Is there anything better than garlic and pasta with a crisp white wine or with tomato sauce and a red? Sounds pretty nice, doesn’t it? It’s all in preparation for winter—And it’s a lesson in self-reliance. Wouldn’t it be nice if we all had the self-reliance skills of the Amish or our forefathers? In my conversations with you, you tell me how living in an old colonial home gives you the … [Read more...]

DEJA VU? Mortgage Lenders Going Broke

By

Remembering the sad days of 2008 and 2009 when the market was in turmoil is not something most investors enjoy. But watching mortgage lenders going broke is giving some investors who were around back then a sense of deja vu. Bloomberg's Carmen Arroyo, Steven Church, and Maxwell Adler report: The US mortgage industry is seeing its first lenders go out of business after a sudden spike in lending rates, and the wave of failures that’s coming could be the worst since the housing bubble burst about 15 years ago. There’s no systemic meltdown coming this time around, because there hasn’t been the … [Read more...]

REJECT FEAR: You Can Become a Compounding Machine

By

Your Survival Guy wants you to be a compounding machine. Think about the rule of 72—the time that compounding takes to double whatever it is your looking to grow. This isn’t about money. It’s about you. Your personal growth. Easy to understand. Hard to do. Your Survival Guy’s Favorite Number is 72: Here’s Why On the flip side, reverse compounding is also easy to understand but unfortunately, it is also easy to do. It’s a killer. Your Survival Guy was golfing last week in New Hampshire, for example, and was reminded of how hard it is to recover from a hole when losing a ball. It’s … [Read more...]

Streaming Beats Cable for the First Time

By

In July, Americans watched more streaming TV than they did cable TV for the first month ever. Sarah Krouse reports in The Wall Street Journal: Americans spent more of their July TV-viewing time streaming content on services like Netflix, YouTube and HBO Max than they did watching cable TV, according to new Nielsen data, the first month ever in which streaming has overtaken cable. Streaming captured 34.8% of total U.S. TV viewing time during the month, while cable TV attracted 34.4%, according to Nielsen. The total time people in the U.S. spent streaming rose 22.6% from a year earlier, … [Read more...]