E.J. Smith

3134 POSTS
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@youngresearch.com Click here to sign up for my free monthly Survive & Thrive letter.

Fidelity or Vanguard?

When it comes to choosing a custodian for your money it’s simply a question of Fidelity or Vanguard. I like Fidelity because of its...

Bond Funds’ Biggest Losers

Closed-end bonds funds have taken a huge hit recently. Leverage can be a killer when rates go up. As Tom Lauricella at The Wall...

Bond Market Takes a Hit

The yield on 10-year Greek bonds were 10% last week. That’s 2% points higher than they were on May 22. Remember, bond prices fall...

Prices Down, Interest Rates Up

Yesterday the price for the 10-year Treasury note ticked down 15/32 to yield 2.212% while the 30-year fell 25/32 to yield 3.367%. Investors reaching...

Retired Teachers Pay High Fees to Lag the Market

I’d get teacher pensions out of hedge-funds altogether. Retired teachers would be aghast if they truly understood how their money is being “invested”. Amid questions...

Diversification

US Job Growth Continues as Unemployment Holds Steady in May

The US labor market remained stable in May, with...

Antares Reactor Reaches Criticality in Major Nuclear Milestone

The US Department of Energy announced that Antares Nuclear’s...

Energy Security in Focus After Hormuz Disruption Crisis

The May 2026 issue of the Oxford Energy Forum...

When Speaking the Word “Opportunity,” It Means This

When speaking the word opportunity as a parent or...