In Our Minds, We’re Always about 30 or So
Five years is a long time when thinking about where we’ve been since 2018. But over a lifetime, time flies. Because in our minds,...
Retirement Income: We All Want It, We All…
Retirement income. We all want it. We all need it. How do we get it? Well, dear reader, you’ve come to the right place....
“Survival Guy Prepare Yourself and Your Clients Accordingly”
Ahhh, Mr. Market. He goes up, he goes down, but in the long run, so they say, he always goes up. Maybe. But not...
Mr. Protect and Preserve: For Where We’re Going
In my conversations with you, we go through the lay of the land—where we’ve been, where we are, and where we’re going. Two out...
Getting Older Isn’t for the Faint of Heart
“All I can tell you it that it’s hard,” my father-in-law Dick Young told me. “Getting older means pretty much everything is harder. It’s...
When Should You Take Social Security?
When should you take Social Security? It depends. That’s a question Your Survival Guy is asked frequently. The answer is personal. It’s been my...
Happy Monday: Thinking about Retirement? It Ain’t Cheap
Happy Monday. Thinking about retirement? Think again. Seriously. Because it’s one of the most important financial decisions you’ll ever make. Sure, Your Survival Guy...
“Oh, That Wasn’t So Bad”
Your Survival Guy continues to favor a steady, balanced approach in times like these. You’re seeing yields on bonds you can sink your teeth...
June Is Retirement Compounders Month
I designed the Retirement Compounders (RCs) using the dividend and interest model explained in Ben Graham's books while still a student at Babson College....
When Did You Become Serious about Your Money?
In my conversations with you, you tell me when you became serious about money. If it didn’t happen when your dad, grandad, or friend...