I introduced the Dynamic MaximizersSM portfolio to my Intelligence Report subscribers as a way to stay safe and dividend-centric during the next stock market collapse. The Dynamic MaximizersSM portfolio is ideal for retired investors as well as conservative IRAs and education programs.
My long-term total return goal for the Maxis is 3-9% per year with no down years and few double-digit up years. My median expected total return is thus 6%. Any 6% total return year I rate as a B. I expect mostly B and C years out of the Maxis portfolio, with zero F years and not many A years.
The Maxis are an alternative fixed income option, NOT a stock market option. There should be no confusion here. With the Dynamic MaximizersSM portfolio you get modest and consistent returns with much less volatility than an all-stock portfolio.
My own portfolio may be as much as 75% Maxis but I rarely check as I rarely sell anything and nearly always buy names I have been following for decades.
I’m investing to compound and protect my principal. Decades ago I made all the money I need to keep me in local/organic food, ammo and French Burgundy for life. I live on two islands. My day to day cars are a 1988 Jeep and a 2004 Jeep that I bought sight unseen. I will never draw one dollar of capital from my snoozer investment account, so chasing returns holds zero interest for me. Once the subject of investing goes beyond interest, dividends and compounding, I lose focus fast.
So how is Young Research’s Dynamic Maximizers PortfolioSM performing YTD? The Maxis portfolio is up 6% YTD—on track to meet my median expected total return.
Updated December 19th.