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John A. Allison: Roots of the Financial Crisis

October 26, 2017 By Young Research

Since the start of the financial crisis in 2007, much of the air between New York and Washington D.C. has been used up trying to define what happened, how it happened, and who is to blame. One person saw the crisis firsthand as the Chairman and CEO of BB&T, one of the nation’s top financial-holding companies, was John A. Allison.

Allison has no doubt who is at fault. In a recent letter he wrote, “The regulators used fair lending laws—designed to eliminate racial discrimination in lending—and the Community Reinvestment Act to force banks to make loans to unqualified borrowers in order to increase homeownership.”

Below is a series of videos in which Allison explains exactly what caused the financial crisis and how to cure it. Enjoy.

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