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When you look at my charts from yesterday, now is a good time to get your fixed-income house in order. After a certain point in an investor’s life, there’s a time to recognize that, “Self, I might not want to work forever. How am I going to make ends meet?”

Believe Your Survival Guy when I say retirement is a most stressful time and is in the top ten of life’s emotional events. I know this firsthand because I talk with hundreds of investors about it.

There comes a point where you can’t afford to risk your net worth to 100% stocks. Not that you ever do. But at some point, you might want to get serious beyond just CDs and cash. You need to get the lazy money working as hard as it can for you.

Action Line: When you want to put your lazy money to work, let’s talk.

P.S. Read more about how best to deploy your lazy money here:

Originally posted on Your Survival Guy.