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Common Social Security Myths Debunked

August 1, 2018 By Jeremy Jones, CFA

By Lane V. Erickson @ Shutterstock.com

For a government program, Social Security is complex. There are many rules and just as many misconceptions. Fidelity debunks five common social security myths. We list the myths below. You can read why they are incorrect by following the link below.

Myth #1: You must claim your Social Security benefit at age 62

Myth #2: You can claim early, then get a “bump up” once you reach full retirement age

Myth #3: Your monthly Social Security benefit could be reduced or denied if your ex-spouse claims Social Security in a certain way

Myth #4: Your benefits are only based on wages that you’ve earned before age 65

Myth #5: You’ll never get back all the money you put into the program

You can read all of the details here.

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Jeremy Jones, CFA
Jeremy Jones, CFA, CFP® is the Director of Research at Young Research & Publishing Inc., and the Chief Investment Officer at Richard C. Young & Co., Ltd. Richard C. Young & Co., Ltd. was ranked #10 in CNBC's 2019 Financial Advisor Top 100. Jeremy is also a contributing editor of youngresearch.com.
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