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If youโ€™re a parent, donโ€™t be upset with me for asking: Do you have an investment plan? Because I get it. Youโ€™re busy. Between dealing with homework, sports and summer, thereโ€™s not much time. But there needs to be.

When you find yourself doing the math to remember how old you are, you might be at a point where some financial housekeeping is in order. Time slips away, fast. And it would be a terrible thing to waste when you can make some solid moves today to put your retirement on solid ground.

For example, when youโ€™re younger and still reading to your children before bedtime, youโ€™re probably too young to own bonds. But when you find yourself going to bed before the kids, itโ€™s certainly time to start thinking about bonds. Why? Because as the kids get older, your peace of mind becomes a rare commodity.

And when peace of mind is more difficult to come by, having some bonds will go a long way to improving it, especially when it comes to your money.

 

Originally posted on Your Survival Guy.ย