E.J. Smith

3109 POSTS
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@youngresearch.com Click here to sign up for my free monthly Survive & Thrive letter.

50% Tax on Dividends

Determining your income needs for retirement is no easy task. In terms of enjoyment, it is right up there with getting a root canal...

Real Estate’s Rising Interest Rates

You might want to take another look at refinancing your home before interest rates go higher. Bailouts and fees may put an end to...

Poison Annuities on Your Retirement Fund Menu?

The Executive Office of the President’s Council of Economic Advisers wants you to buy annuities in your retirement account. The proposal, released this month,...

Outliving Your Money

In this 0%-interest-rate environment, public pensions like Rhode Island’s are using an assumed rate of return of 7.5%. If and when that estimate goes...

Who’s Custodian for Your Money?

You can see the hubris. As the bankruptcy of MF Global unfolds, customers are still looking for their money. That money should have been...

Oil Falls as Iran Responds to US Peace Proposal Report

Oil prices fell after Bloomberg reported that Iran had...

DOE Launches 92.5M-Barrel Emergency SPR Exchange

The US Department of Energy (DOE) has issued a...

Retailers Rush to TikTok Shop for New Sales Growth

The Wall Street Journal reports that major retailers are...

Humanoid Robots Hit Mass Production – One Robot Per Hour

Figure AI has successfully scaled humanoid robot production with...