E.J. Smith

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E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@youngresearch.com Click here to sign up for my free monthly Survive & Thrive letter.

Poison Annuities on Your Retirement Fund Menu?

The Executive Office of the President’s Council of Economic Advisers wants you to buy annuities in your retirement account. The proposal, released this month,...

Outliving Your Money

In this 0%-interest-rate environment, public pensions like Rhode Island’s are using an assumed rate of return of 7.5%. If and when that estimate goes...

Who’s Custodian for Your Money?

You can see the hubris. As the bankruptcy of MF Global unfolds, customers are still looking for their money. That money should have been...

The Dollar Game Is Rigged

You’re getting less than $0.20 on a 1971 dollar. You can see the decline in my chart. And based on the Fed’s rock-bottom interest-rate policy,...

Future Dividends, Coupons, and Principal

Your purchasing power is your lifeblood in retirement. On my office credenza is The Theory of Investment Value by John Burr Williams, first published...

DOJ Targets Four Major Container Firms in $35B Supply Chain Scheme

The Department of Justice announced an indictment against seven...

Electric Vehicles Near 30% of Worldwide Car Sales

The International Energy Agency projects global electric vehicle sales...

UK Eases Russian Oil Sanctions Amid Iran Energy Crisis

According to the Financial Times, the UK government has...

Who Helps You Get Out of the House?

When you think about how you got to where...