Retirement Investing

Pop Quiz

Is the largest stock fund an ETF or a mutual fund?

Top 10 Mistakes #1

The #1 item on my list of the top 10 mistakes investors make is...

Top 10 Mistakes #3

Number three on my list of the top 10 mistakes that investors make is performance chasing. Here's the easiest way to make a million dollars in mutual funds.

Learn an Investment Lesson from an Ivy League’s Mistakes

One of the country’s top Ivy League universities lost 27% of its endowment in the last fiscal year while this fund was down only 3.6%…

Top 10 Mistakes #4

Mistake #4 on my list of the top 10 mistakes investors make is ignoring cost. Cost is a vital determinant of investment performance.

Top 10 Mistakes #5

Entry #5 on my list of the 10 biggest mistakes that investors make is focusing on potential return before risk. I have been in the investment business for over four decades and I can tell you that the most successful investors are those who evaluate risk ahead of return.

Don’t Miss the Boat: Investment Advisers See Inflow of $108 Billion

Many investors have already figured out what I advise: sending $108 billion into the top 3 custodians for investment advisers…

The Magic Number

The magic number for retirement is four, as in a 4% annual draw on the initial balance of your retirement portfolio. Thus, if your portfolio totals $1 million, you draw $40,000 in year number one. In future years, you draw 4% or $40,000 annually, whichever is less.

The 401(k) is Broken

I remember, as if it were yesterday, being asked by a wealthy gentleman for some advice and being prohibited from helping him...I felt so bad for him.

Stock Valuations are Not Low

How can I say this best? Stock market valuations are not low. If you are retired or saving in hopes of retiring, you must laser focus on having a consistent flow of cold cash to pay the tab for your weekly grass-fed-to-the-end beef, fresh-ground flax, coconut milk loaded with medium-chain fatty acids, and omega-3-loaded Country Hen organic eggs.