Retirement Investing

The 401(k) is Broken

I remember, as if it were yesterday, being asked by a wealthy gentleman for some advice and being prohibited from helping him...I felt so bad for him.

Stock Valuations are Not Low

How can I say this best? Stock market valuations are not low. If you are retired or saving in hopes of retiring, you must laser focus on having a consistent flow of cold cash to pay the tab for your weekly grass-fed-to-the-end beef, fresh-ground flax, coconut milk loaded with medium-chain fatty acids, and omega-3-loaded Country Hen organic eggs.

The Terror of Outliving Your Money

The terror of outliving your money has now taken hold for too many investors. It’s not hard to see why, given that discerning investors remember like yesterday the 1965-1981 16-year bear market, where the Dow ended up at 875, 10% lower than its 1965 peak of 969.

Savers are Terrified

Despite pockets of strength, the bear market in stocks staggers on, eyeing, with an increasing daily concern, the RPM’s (Radical Progressive Movement) sweeping program of socialism and quasi central government nationalization. The stock market hated the Bush-fronted neo-con disaster, and rightfully, is even more scared of the “Chicago Cabal.”

Default Risk Among the Many Concerns with Annuities

The recent turmoil in the equity and credit markets has created angst and panic among investors. Emotionally charged investment decisions are being made without...

WARNING! Avoid the Catastrophic Thinking of Retirement Investing

Ah, retirement. Congratulations. You made it. Whether you got here by selling your business or working your way through corporate America, you’ve made it...

Retirement Arithmetic

Are you planning an early retirement? We urge you to check out our retirement income arithmetic before you hurry off into the sunset. Let’s...

Investment Resources

An Efficient Frontier The concept of an efficient frontier is central to investing.What is an Efficient Frontier? An Efficient Frontier is nothing more than the...