By lazyllama @ Adobe Stock

When the Coast is Clear โ€” By Jimmy Buffett/Mac Mcanally

โ€œThe tourist traps are empty,
Vacancy abounds,
Almost like it used to be,
Before the circus came to townโ€

Yes, itโ€™s that time of year when Labor Dayโ€™s to our stern with some more summer ahead, but change is in the air now that the kids are back in school, and itโ€™s just the two of us (and the kittens).

โ€œThatโ€™s when it always happens,
Same time every year,
I come down to talk to me,
When the coast is clearโ€

Itโ€™s a perfect time of year for you to look at you. Itโ€™s the time to take inventory of your sailing vessel of life. Just going with the flow with the summer breeze is no way to get through whatโ€™s to come.

In your captainโ€™s log, make sure youโ€™re on your course. Make sure itโ€™s the right course for your family. As Your Survival Guy, I always look at risk firstโ€”the downsideโ€”and then plot from there. In my conversations with you, a fleet of hundreds of fellow voyagers, we talk about the arithmetic of losses and the perils of trying to โ€œmake it backโ€ home.

Action Line: Now is the time to have that conversation. Sit yourself down and make it happen. I believe you have what it takes. When youโ€™re ready to talk, letโ€™s talk. I know youโ€™re serious.

Originally posted on Your Survival Guy.