E.J. Smith

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E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@youngresearch.com Click here to sign up for my free monthly Survive & Thrive letter.

Robbed Blind

As you can see in this chart, stocks had a tough go of it from 1967 to 1982, gaining hardly any ground. Fifteen years...

Gold, Speculators, and You

The temptation to be a speculator in this market is high thanks to some neck snapping stock market volatility, surging gold prices and pathetically...

The Trouble with Annuities

You may have learned about the trouble with annuities. In its simplest form, an annuity is an arrangement in which you give an insurance company a lump sum of money and in exchange you receive payments over time. For a fee, that is. At the end of the day, what you’re really doing is giving up control over your money to some investment board that promises to pay you back over time. Assuming, of course, that it stays solvent.

The Biggest Annuity Mistake

I don’t like annuities. I know there are ways they can make sense in some portfolios, but for the majority of investors they’re a...

A Crucial Bond Fund Metric

When it comes to your bond money, you want to live to fight another day. To make sure you do, I recommend that you...

War Is Expensive

Since the United States and Israel began bombing Iran...

Gulf Energy Flows at Risk as Qatar Issues Urgent Warning

Qatar has warned that the ongoing conflict in the...

Iron-Air Batteries Power a New Era for Data Centers

A major shift is underway in how data centers...

New Deal Speeds Alaska Native Property Transfers

The US Department of the Interior and the Alaska...