Underfunded Pensions and a Devil’s Bargain
In Pontiac, Michigan, pensions for public employees have been underfunded for years, and the city is going to raise taxes to help fund pension...
Wealth Management Pitfall: ESG
Don't fall into the ESG trap. Read what I wrote here on December 11, 2018.
Your wealth manager should act as your fiduciary, plain and...
The Double Whammy Hitting Today’s Retirees
Retirees today are overcoming a mountain of bad timing. Read why in this post I wrote on December 3, 2018.
Retirees today are the victims...
Can You Afford a 50% Loss?
Can You Afford a 50% Loss? That’s the question I asked readers in March 2014. I wrote:
Can You Afford a 50% Loss?
It’s impossible...
“E.J., Has Your Phone Been Ringing off the Hook?”
With market volatility creeping upward, this is once again a question I'm getting, but I urge you to reread what I wrote back on...
Top 10 “Retirement Killers”
There are a number of ways to mess up your retirement plan, but some are more dangerous than others. At MarketWatch, Brett Arends lists...
Stock Markets Scaring Gun-shy Retirees
The common theme I espouse to you here at Your Survival Guy is the elimination of risk and a focus on your margin of...
Retirement Benefits: They’re not all in Dollars, Part II
You know, not all retirement benefits are in dollars. I received this email last week: “Season ending ‘last and fast’ Pantera run over Togwotee...
Thinking of Moving for Retirement? Check This Out
As elections come up, where we live and the political/governance climate there comes into sharper view. This piece I wrote on August 10, 2017...
Calper’s OPM
Turns out, members of California’s public pension don’t like it when the C-suite are activists with other people’s money. The workers expressed their dissatisfaction...