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Do You Have $500,000 in Savings? Avoid This Nightmare

August 2, 2022 By E.J. Smith

By Eugene Onischenko @ Shutterstock.com

Do you have $500,000 in savings? Is it working for you, or is it stuck in the summer doldrums taking up space in your house? Don’t let another day go by without seriously considering a conversation with Your Survival Guy about putting your lazy cash to work.

Look, there’s a reason I’m writing to you, and that’s to help you survive and thrive in all aspects of your life. But it’s easy to let the money stuff sit around and do nothing. You can only read so much. At some point, you gotta do something. Inertia is the investor’s worst nightmare.

Take, for example, the huge move in interest rates compared to this time last year. The bond game is alive and well. And when it comes to blue-chip dividend-paying stocks, all of a sudden they’re all the rage. We’ve been raving about them forever and continue to do so.

Yes, this is not just a call to action. It’s a call to action to send an email to me. That’s easy. Because it’s in times like these when idly wondering “what am I doing?” is the killer. I know this to be true because I live it every single day. Great ideas are great. But it’s the execution of those ideas that makes the world go ’round.

Action Line: Investing takes courage. I believe in you. I’m Your Survival Guy, not your “I think we’ll make it” guy. Hope is not a strategy. If you have $500,000 in savings, let’s talk.

Originally posted on Your Survival Guy. 

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E.J. Smith
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West and Paris.

Please get in touch with E.J. at ejsmith@youngresearch.com
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