Young Research & Publishing Inc.

Investment Research Since 1978

Disclosure

  • About Us
    • Contributors
    • Archives
    • Dick Young’s Safe America
    • The Final Richard C. Young’s Intelligence Report
    • You’ve Read The Last Issue of Intelligence Report, Now What?
    • Dick Young’s Research Key: Anecdotal Evidence Gathering
    • Crisis at Vanguard
  • Investment Analysis
    • Bonds
    • Currencies and Gold
    • Dividend Investing
    • ETFs & Funds
    • Investment Strategy
    • Retirement Investing
    • Stocks
    • The Efficient Frontier
  • Investment Counsel
  • Dynamic Maximizers®
  • Retirement Compounders®
  • Free Email Signup

What’s Your Lifespan?

February 27, 2014 By E.J. Smith

I clicked through this lifespan calculator offered by Northwestern Mutual. Just click here to calculate your lifespan. Drawing down 1% per quarter (4% annually) from a portfolio is a good way to help avoid outliving one's money. Take a look at the chart below to see the effects a lower withdrawal rate will have on the lifespan of your savings. A $10,000 investment in 1945 would have lasted 54 years at a 4% annual withdrawal rate, but an 8% annual withdrawal rate would have burned through the nest egg in a mere 16 years. That's not enough for today's retirees who are living longer and … [Read more...]

What’s in a Name

February 21, 2014 By E.J. Smith

Here's one take on the world's top brands. It's worth noting how many either don't pay a dividend or are not worthy of your investment.   … [Read more...]

Let the Games Begin

February 20, 2014 By E.J. Smith

Wait until Main Street gets a hold of all this money. … [Read more...]

SEC’s Variable Annuity Special Bulletin

February 19, 2014 By E.J. Smith

If variable annuities were easy to understand then the SEC wouldn't have to issue a special bulletin explaining them. Not that you'll learn much from the sugar coated document. The thing reads like it was written by one of the biggest lobbies in Washington–the insurance industry. https://www.youngresearch.com/wp-content/uploads/2014/02/ib_var_annuities.pdf … [Read more...]

Heads I Win, Tails You Lose

October 3, 2019 By E.J. Smith

The promises in some variable annuities are too good to be true–a realization being made by the insurers that made them. You can learn more here: Variable annuities combine a 401(k)-like investment account with the equivalent of an insurance policy. They appeal to investors approaching retirement with a promise of guaranteed regular payouts that could reset higher if the policy's underlying investments fare well. Yet the products usually have higher fees than plain-vanilla "immediate" annuities, which deliver an annual payout in return for a lump-sum payment. (Variable annuities are … [Read more...]

Blame it on the Rain

February 14, 2014 By E.J. Smith

Economists can't blame this lame economy on the weather forever. It snows in the winter. Get used to it. At some point it comes down to the fact that there aren't enough of us working, our manufacturing base is in China, and the Fed is run by academics poisoning the patient with easy money. The proof is in the pudding as retail sales and payrolls stumble along. Bloomberg reports: This year’s harsh winter is causing the pace of U.S. economic growth to fall along with the mercury. February payrolls may be the next victim of the severe weather that has gripped the country during the last … [Read more...]

Star Wars Trading

February 13, 2014 By E.J. Smith

High speed traders are racing to zero–the elimination of time to execute trades–with lasers. Investors depending on stop-losses may want to pay attention. With instant laser trading imagine how quickly a line will form when sellers want out of the market. Remember, just because a seller wants out at "X" dollars, it doesn't mean there's a matching buyer. The bid could be several dollars lower making the stop loss "peace of mind" useless. Read more on laser trading here in The WSJ: In March, a small Chicago communications company plans to switch on an array of laser devices linking the New York … [Read more...]

20% Inflation

February 12, 2014 By E.J. Smith

New Fed Chief Janet Yellen's comments before the House Financial Services Committee yesterday were hard to take. Once again we have an academic telling us how to run a free market system, "someone that has never traded a horse in her life," commented one client. Yellen feels 2% inflation is harmless. Savers do not. It's debilitating when your dollars are worth 20% less in ten years. And that's being kind. Economist Judy Shelton points out in The WSJ that we've been down this road before. Then again, Ms. Yellen is credited with successfully convincing Alan Greenspan that mild inflation does … [Read more...]

Ten Year Compound Return 9.8%

February 11, 2014 By E.J. Smith

Young Research’s Retirement Compounders common stock program has a ten year compounded rate of return of 9.8% per year. As you can see in the chart that’s better than the 6.8% by both the S&P 500 and Dow Jones Industrial Average. In this market I think a ten year historical record is imperative in gaining some perspective. It’s easy for hard charging sales types to promote five year returns without ever mentioning 2008. The prudent investor looks at both the good and the bad times to set his course. And that most certainly includes looking at 2008. … [Read more...]

Bond Funds Break Record

October 3, 2019 By E.J. Smith

For the week ending February 5 investors added a record $10.7 billion to taxable bond mutual funds and exchange traded funds (ETFs) according to Lipper. On the flip-side investors withdrew $18.8 billion from stock mutual funds and ETFs. The stock market’s shaky start caught a lot of investors flat footed. The WSJ reports: Investors also continued to yank cash out of emerging-market stocks for the fourth week in a row. Emerging-market stock funds shed $2.7 billion in the most-recent week, the biggest outflow since February 2011, compared with $2.6 billion a week earlier. Virtually all of … [Read more...]

  • « Previous Page
  • 1
  • …
  • 189
  • 190
  • 191
  • 192
  • 193
  • …
  • 211
  • Next Page »

Search Young Research

Most Popular

  • If the Phone Doesn’t Ring…It’s Me
  • Big Corporations Making Big Investments
  • DESANTIS RESISTS: Suspends Soros-Funded Destruction of America
  • Federal Reserve Governor Signals MORE Big Rate Hikes
  • SHOCK: Home Prices FALL in San Francisco as Market Dries Up
  • Your Retirement Life: Let the Slow and Steady Be Your Way of LIFE
  • The Key Ingredient to an $8 Million Estate Is This
  • The Power of a Compound Interest Table
  • Resilient Nordic Market Spawns Fast Growing Offshoot
  • Vanguard Wellesley (VWINX) vs. Wellington (VWELX): Which Fund is Best?

Don’t Miss

Default Risk Among the Many Concerns with Annuities

Risk and Reward: An Efficient Frontier

How to be a Billionaire: Proven Strategies from the Titans of Wealth

Could this Be the Vanguard GNMA Winning Edge?

Cryptocosm and Life After Google

Warning: Avoid Mutual Fund Year End Distributions

Is Gold a Good Long-term Investment?

How to Invest in Gold

Vanguard Wellington (VWELX): The Original Balanced Fund

What is the Best Gold ETF for Investing and Trading?

Procter & Gamble (PG) Stock: The Only True Dividend King

The Dividend King of the North

You’ll Love This if You’re Dreaming of an Active Retirement Life

RSS The Latest at Richardcyoung.com

  • Is Merrick Garland Taking the Blame to Protect Biden?
  • Our Commander-in-Chief Fumbles On
  • Buying A Boat: Who’s Looking Out for You?
  • DOJ Career Officers Disgusted by Garland’s Political Raid on Trump
  • Dick Young’s Investing in Fine Wine
  • If It Smells Fishy … ?
  • The Great Jon Rappoport on Kari Lake
  • How’s the Economy?
  • Your Survival Guy’s Favorite Number is 72: Here’s Why
  • DEMOCRATS PLAY DIRTY: Megynn Kelly Calls Bulls#$t on “Classified Documents” Story

About Us

  • About Young Research
  • Archives
  • Contributors

Our Partners

  • Richard C. Young & Co.
  • Richardcyoung.com

Copyright © 2022 | Terms & Conditions