E.J. Smith

3236 POSTS
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@youngresearch.com Click here to sign up for my free monthly Survive & Thrive letter.

Outliving Your Money

In this 0%-interest-rate environment, public pensions like Rhode Island’s are using an assumed rate of return of 7.5%. If and when that estimate goes...

Who’s Custodian for Your Money?

You can see the hubris. As the bankruptcy of MF Global unfolds, customers are still looking for their money. That money should have been...

The Dollar Game Is Rigged

You’re getting less than $0.20 on a 1971 dollar. You can see the decline in my chart. And based on the Fed’s rock-bottom interest-rate policy,...

Future Dividends, Coupons, and Principal

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Owning the Best Performers

In its quarterly funds report printed on January 9, The Wall Street Journal lists the 45 largest stock and balanced funds by assets. The...

Deficit: France Hasn’t Balanced its Budget Since 1974

Your Survival Guy was at the gym yesterday, speaking...

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NERC Advances Grid Reliability Standards Amid Rising Data Center Demand

The North American Electric Reliability Corporation (NERC) Board of...

Southeast Asia’s Clean Energy Market Could Exceed $80 Billion by 2035

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