Young Research & Publishing Inc.

Investment Research Since 1978

Disclosure

  • About Us
    • Contributors
    • Archives
    • The Final Richard C. Young’s Intelligence Report
    • You’ve Read The Last Issue of Intelligence Report, Now What?
    • Dick Young’s Research Key: Anecdotal Evidence Gathering
    • Crisis at Vanguard
  • Investment Analysis
    • Bonds
    • Currencies and Gold
    • Dividend Investing
    • ETFs & Funds
    • Investment Strategy
    • Retirement Investing
    • Stocks
    • The Efficient Frontier
  • Investment Counsel
  • Dynamic Maximizers®
  • Retirement Compounders®
  • Free Email Signup

Dick Young’s Advice: “Make it a Good Year with Your Survival Guy”

December 6, 2019 By Dick Young

How are you doing on the personal security front? “My son-in-law E.J. Smith recently acquired another favored Sig Sauer 226 MK 25 chambered in 9mm,” I wrote in my September 2015 issue of Richard C. Young’s Intelligence Report, “I am a big fan of the 9mm handgun, and own a Beretta.

“In E.J.’s case,” I continued, “he has invested a lot of time and energy in the Sig 226 to gain proficiency. The price of the Sig 226 is up 25% over the last five high-demand years. As E.J. notes in a recent post at his website, www.yoursurvivalguy.com, ‘Often times the best investments are made when making a profit is the last thing on your mind.’ I wish more collectors as well as retirement-oriented investors thought this way.”

Think Like a Collector

You see, my goal over the more than five-decades of advising investors just like you, has been to help you invest like a world-class collector—whether it be collecting dividends from stocks, collecting income from full-faith credits, or collecting ammo, toilet paper, and burgundy (to name just a few must haves), for your survival cache.

Survival is a Serious Term

Yes, survival is a serious term. Yes, it is a serious subject. Too serious? You tell me. Are your finances and the well-being of your family not to be taken seriously? I think not. It’s why my daily work, and that of E.J.’s at www.yoursurvivalguy.com, is focused laser-like on ways for you to fortify your family’s situation—to survive and thrive—in an uncertain future. Because in the future, you will be confronted with the unexpected. Just ask E.J., “The Survival Guy.”

I remember like it was yesterday, the two of us sitting down, discussing, and dissecting a fire event at his property in Newport, RI. This was serious stuff. Thankfully no one was hurt. If you’re not familiar with the E.J.’s fire, read it by signing up for his weekly survival emails at www.yoursurvivalguy.com.

Your Vulnerabilities and The Prudent Man

With your survival mindset, you quickly become aware of your vulnerabilities. In a world drowning in information—your survival mindset helps you gain understanding—the basis of my favored Prudent Man Rule.

As I explained to you in my September 2015 issue of IR, “based on common law stemming from the 1830 Massachusetts court formulation Harvard College v. Amory. The Prudent Man Rule directs trustees ‘to observe how men of prudence, discretion and intelligence manage their own affairs, not in regard to speculation, but in regard to the permanent disposition of their funds, considering the probable income, as well as the probable safety of the capital invested.’

Since I started our family investment management firm in 1989, I have operated under the assumption that the Prudent Man Rule to this day carries as much weight as it did in 1830. Common sense and prudence just don’t go out of style—ever.

In these strategy reports, I have been writing about my four Ps—Protect, Preserve, Patience, and Perspective. I will now add a fifth member to my Ps family: Prudent. Over the five decades that I have been helping investors save and plan for a comfortable and secure retirement, there have been only three completed phases of the long-term interest rate cycle.”

Survive the Next Cycle

How will you survive the next cycle? Do you remember the crash year of 2008, with the NASDAQ down a staggering 40%? My favored Vanguard GNMA was up 7.2%.

“It’s time to get your lazy money off the couch and back to work,” E.J. wrote in his piece Why Vanguard GNMA Works for You in 2017 at www.yoursurvivalguy.com, “You know the lazy money I’m talking about,” E.J. continued, “The rainy-day fund that’s turned into a big-screen TV, the matured CDs that took a cruise to the islands, and the emergency cash that’s betting on Apple. Let’s not forget where your safe money should safely be employed: At Vanguard GNMA.” Good ‘Ole GNMA is a survivor.

Make 2018 the year you get acquainted with “The Survival Guy.” Make it the year you invest like a collector—the year you follow the Prudent Man Rule—the year you survive and thrive with the peace of mind you deserve. Make it a good year with www.yoursurvivalguy.com.

Share this:

  • Email
  • Twitter
  • Facebook

You Might Also Like:

  • Do You Know Dick Young’s Investment North Star?
  • Dick Young’s Short Term Bull & Bear Portfolio (STBB)
  • A 2019 Survival Guy Investment Strategy
  • Author
  • Recent Posts
Dick Young
Richard C. Young is the editor of Young's World Money Forecast, and a contributing editor to both Richardcyoung.com and Youngresearch.com.
Latest posts by Dick Young (see all)
  • Now Is the Right Time to Make Dividends Your Ally - October 9, 2020
  • Stock Market Investing for a Secure Retirement - September 25, 2020
  • Strong Performance for Shippers as Economy Finds its New Balance - September 16, 2020

Search Young Research

Most Popular

  • Do You Remember When NASDAQ Dropped by 82%?
  • Vanguard Wellesley (VWINX) vs. Wellington (VWELX): Which Fund is Best?
  • Gavekal Chairman: Renewables Bubble is "Stupidest" Ever
  • Don’t Be on Their Radar, Get Out of Debt Now
  • Democrats Eager to Get Back to Protecting the Rich by Ending SALT Deduction Cap
  • Stocks: Are You Sticking Your Neck Out Too Far?
  • H2O, Skiing, Hiding A$$ET$, Bitcoin, Ammo & More
  • There's Always a Way Forward for Americans Like YOU
  • Overtaken By Nvidia, Intel Fires Bob Swan
  • The Power of a Compound Interest Table

Don’t Miss

Default Risk Among the Many Concerns with Annuities

Risk and Reward: An Efficient Frontier

How to be a Billionaire: Proven Strategies from the Titans of Wealth

Could this Be the Vanguard GNMA Winning Edge?

Cryptocosm and Life After Google

Warning: Avoid Mutual Fund Year End Distributions

Is Gold a Good Long-term Investment?

How to Invest in Gold

Vanguard Wellington (VWELX): The Original Balanced Fund

What is the Best Gold ETF for Investing and Trading?

Procter & Gamble (PG) Stock: The Only True Dividend King

The Dividend King of the North

You’ll Love This if You’re Dreaming of an Active Retirement Life

RSS The Latest at Richardcyoung.com

  • Insurrection Was the Furthest Thing from Trump’s Mind
  • Who Are Those Urging Violence?
  • Are $2,000 Checks Going to Rebuild NYC?
  • An Alert for Warm Weather, Wine Loving Mavens.
  • Key West’s Number One Restaurant: The Thirsty Mermaid
  • VIDEO: Henry U.S. Survival AR-7
  • Cancel Culture, the Great Purge, Double Standards
  • How Are You Doing on a Local Level?
  • We Support Censure of Flake, McCain and Ducey
  • Zinc: The Gatekeeper of Immune Surveillance.

About Us

  • About Young Research
  • Archives
  • Contributors

Our Partners

  • Richard C. Young & Co.
  • Richardcyoung.com

Social Media

  • Facebook
  • Twitter
  • Youtube
  • Pinterest

Copyright © 2021 | Terms & Conditions

loading Cancel
Post was not sent - check your email addresses!
Email check failed, please try again
Sorry, your blog cannot share posts by email.