The Federal Reserve has destroyed the portfolios of savers with zero percent interest rates. But investors have loaded up on risk by reaching for yield. That’s a mistake. Dividend paying stocks with too-good-to-be-true yields have taken a hit. High yields are good, but there needs to be a viable business to support the cash needed to pay the dividend. Some yields are high because the stock prices are down. Do your homework or let us help you. Our dividend-centric Retirement Compounders can do the heavy lifting for you.