Two decades ago, I developed the Retirement Compounders (RCs) as a portfolio to hold through thick and thin. Concentration is on dividends and on compound interest. Expectations are justifiably modest. The Prudent Man Rule overrides all.
This year, 2022, has caught most investors unprepared. The results have been pretty horrifying. Here is what I mean:
The S&P 500 Total Return: -12.0% YTD.
The NASDAQ: -20.0% YTD.
By contrast the RC’S have held steady .The story line here, as it always is, Dividends.
The Retirement Compounders (dividends/compounding-based): -4.5%