Young Research & Publishing Inc.

Investment Research Since 1978

Disclosure

  • About Us
    • Contributors
    • Archives
    • Dick Young’s Safe America
    • The Final Richard C. Young’s Intelligence Report
    • You’ve Read The Last Issue of Intelligence Report, Now What?
    • Dick Young’s Research Key: Anecdotal Evidence Gathering
    • Crisis at Vanguard
  • Investment Analysis
    • Bonds
    • Currencies and Gold
    • Dividend Investing
    • ETFs & Funds
    • Investment Strategy
    • Retirement Investing
    • Stocks
    • The Efficient Frontier
  • Investment Counsel
  • Retirement Compounders®
  • Free Email Signup

Archives for October 2014

The 10 Best States for Business Taxes

October 30, 2014 By E.J. Smith

The Tax Foundation's State Business Tax Climate Index was released this week. No surprises here: The 10 best states in this year’s Index are: Wyoming 2. South Dakota 3. Nevada 4. Alaska 5. Florida 6. Montana 7. New Hampshire 8. Indiana 9. Utah 10. Texas The absence of a major tax is a common factor among many of the top ten states. Property taxes and unemployment insurance taxes are levied in every state, but there are several states that do without one or more of the major taxes: the corporate tax, the individual income tax, or the sales tax. Wyoming, Nevada, and South … [Read more...]

The Bullard Bottom

October 29, 2014 By Jeremy Jones, CFA

My Favorite chart for the month of October comes courtesy of Zerohedge. Zerohedge points out the schizophrenic policy views of St. Louis Fed President James Bullard. Bullard is sometimes a policy hawk and other times a dove, but mostly he is just consistently inconsistent. Just days before the market corrected, Bullard was out boasting about a strengthening economy and the need to remove monetary accommodation (read end QE and hike rates). Days later he had a change of heart. His change of heart didn’t come from the economic data that the Fed regularly assures us its policy is dependent … [Read more...]

How Long Can Your Nest Egg Last?

October 28, 2014 By E.J. Smith

I clicked through this lifespan calculator offered by Northwestern Mutual. Just click here to calculate your lifespan. Drawing down 1% per quarter (4% annually) from a portfolio is a good way to help avoid outliving one's money. Take a look at the chart below to see the effects a lower withdrawal rate will have on the lifespan of your savings. A $10,000 investment in 1945 would have lasted 54 years at a 4% annual withdrawal rate, but an 8% annual withdrawal rate would have burned through the nest egg in a mere 16 years. That's not enough for today's retirees who are living longer and … [Read more...]

The Monday Melee: Crumbling BRICS

October 27, 2014 By Young Research

Currency Woes Aside from China, the BRIC currencies have crumbled since 2011. What We’re Reading The predictable "unintended consequences" of Obamacare. (The Wall Street Journal) MAULDIN: We Shouldn’t Be the Least Bit Surprised by Sluggish Global Growth (Business Insider) Washington rolling the dice with your tax dollars...again (The Wall Street Journal) There's No 'There' There With The Latest 'Deflation' Scare (Forbes) Minimum Wage Backfire--sadly this comes as a surprise to the Keynesian crowd. (The Wall Street Journal) How Quantitative Easing Contributed to the Nation’s … [Read more...]

Pop Quiz: Who Said It?

October 24, 2014 By Jeremy Jones, CFA

1.) “I will be the first to say that it is always difficult to get monetary policy just right. But the Fed’s analytical prowess is top-notch and our forecasting record is second to none” 2.) “Q: Can you act quickly enough to prevent inflation from getting out of control?A: We could raise interest rates in 15 minutes if we have to. So, there really is no problem with raising rates, tightening monetary policy, slowing the economy, reducing inflation, at the appropriate time. Now, that time is not now. Q: You have what degree of confidence in your ability to control this [inflation]? A: … [Read more...]

Does this Look Like Austerity to You?

October 23, 2014 By E.J. Smith

The machinations and hand wringing from Euro-area politicians and bankers over austerity imposed by Germany in return for bailouts has masked the reality that Euro-area countries are quickly piling on government debt. Since the end of 2008 Euro-area debt as a percentage of GDP has risen from 70.8% to 96.4% with no end in sight. Does this look like austerity to you? … [Read more...]

Do This to Avoid Catastrophic Portfolio Losses

October 23, 2014 By Jeremy Jones, CFA

If you are retired or soon to be retired, you know firsthand how the stress of managing money rises as retirement becomes a reality. Time, once your closest ally is now a nagging foe. The security blanket of steady wage income to get you through down markets is gone. Your primary source of income in retirement is your portfolio. If you suffer a catastrophic portfolio loss, you don’t just lose money, you lose your livelihood. The prospect of suffering a catastrophic loss can be nerve-racking. Every stock market correction is met with fear and angst. Is this the big one? Should I pull my … [Read more...]

$3 Trillion of Taxes

October 22, 2014 By Young Research

It was reported by the Treasury Department recently that Federal receipts have crossed the $3 trillion mark for the first time ever in fiscal 2014. But even with the highest receipts in history (much of those receipts caused by onetime tax avoidance measures), a budget surplus is out of reach. … [Read more...]

Stocks Down 400 Points

October 21, 2014 By E.J. Smith

"I was at the post office today and overheard someone comment that the stock market was way down, something like 400 points," wrote a client to me last week. "I just wanted to let you know we'll be heading south for the winter and I need you to change my address. Glad to know you're handling my money and not me!" It's interesting how some investors live and die by the daily swings in the market. They either have too much riding on it, or enjoy watching it fall because they got out six years ago at the bottom and can't believe how they've missed the boat. Both feelings are rotten and not … [Read more...]

The Monday Melee: Fed Unsupported By Data

October 20, 2014 By Young Research

What We’re Reading: It pays to be a dad (CNN Money) Cliff Asness on Inflation & Krugman's Arrogance (realclearmarkets.com) The hydrogen & coconut powered vehicle (Quartz) Fed Can — and Should — Ignore Markets Right Now (MoneyBeat) Eight Ways to Help Improve Your Child's Vocabulary (lifehacker.com) Fed's Bullard hits panic button after Fed inflated bubble starts to deflate. (FT Alphaville) Protect Your Wall with a Sponge When Pulling Nails (lifehacker.com) Doug Kass: The Day The Market Died (zerohedge.com)   … [Read more...]

  • 1
  • 2
  • 3
  • Next Page »

Search Young Research

Most Popular

  • Silicon Valley Bank: What Do Investors Expect?
  • What’s Going On with Banks and Are My Deposits Safe?
  • Will the Black Swan Usher in Digital Dollars?
  • The Power of a Compound Interest Table
  • Vanguard Wellesley (VWINX) vs. Wellington (VWELX): Which Fund is Best?
  • The Education of Barney Frank
  • “Will We Have Enough to Live On Forever?”
  • What Does Inflation Mean to You?
  • Is Deposit Insurance a Solution or a Problem?
  • Credit Suisse Announced "Material Weaknesses" In Its Internal Controls

Don’t Miss

Default Risk Among the Many Concerns with Annuities

Risk and Reward: An Efficient Frontier

How to be a Billionaire: Proven Strategies from the Titans of Wealth

Cryptocosm and Life After Google

Warning: Avoid Mutual Fund Year End Distributions

Is Gold a Good Long-term Investment?

How to Invest in Gold

Vanguard Wellington (VWELX): The Original Balanced Fund

What is the Best Gold ETF for Investing and Trading?

Procter & Gamble (PG) Stock: The Only True Dividend King

The Dividend King of the North

You’ll Love This if You’re Dreaming of an Active Retirement Life

The Importance of a Balanced Portfolio

Invest with Peace of Mind and Comfort

What Kind of Life Are You Investing For?

RSS The Latest at Richardcyoung.com

  • Who’d be Nuts Enough to Have Put Money into SVB?
  • Are You Fairly Wealthy? I’m Listening
  • Get Well Soon Taki
  • A Cashless Society Is A Debacle for Americans
  • How about Hiring Erik Prince to Crush the Drug Cartels?
  • Key West’s Best Burger
  • Victor Davis Hanson: How to Bust DC’s Stronghold
  • “Our #1 American – Victor Davis Hanson.” — Richard C. Young
  • Pushing Back at ESG
  • Making America Great Again Is What America Wants

RSS The Latest at Yoursurvivalguy.com

  • Are You Fairly Wealthy? I’m Listening
  • How Long Is Your Water Supply Chain?
  • Your Survival Guy’s BEST Insider’s Guide to Key West
  • Be Wary of Those Who Wrap Themselves in Capes
  • For Whom Is Your Portfolio Serving?
  • ESG: Are Markets Ready for “A Needed Dose of Reality?”
  • Was Silicon Valley Bank a Victim of ESG?
  • Are You Living Your Best Life?
  • March RAGE Gauge: Will the Black Swan Usher in Digital Dollars?
  • Gretchen Whitmer Reviving Forced Unionization in Michigan

About Us

  • About Young Research
  • Archives
  • Contributors

Our Partners

  • Richard C. Young & Co.
  • Richardcyoung.com

Copyright © 2023 | Terms & Conditions