E.J. Smith

3099 POSTS
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@youngresearch.com Click here to sign up for my free monthly Survive & Thrive letter.

Annuity Guarantee “WILL BE REVOKED”

I've been warning investors about variable annuities for a long time. Hartford Insurance has issued a letter to its variable annuity investors warning that...

How to Lose Money Fast

Don’t waste your money with stop-losses. There’s no promise that you’ll like the bid you’re forced to take like the recent EUR/USD squeeze. FXstreet.com (Barcelona)...

Variable Annuity Losses Pressure Insurers

Here is another stark example of why I don’t like variable annuities. When insurers mis-read the market and their hedges don’t work someone has...

Add to Vanguard GNMA

Over the last three years GNMA bonds have paid investors an average of 150 basis points over treasuries. That’s a terrific excess return for...

QE Risks are Substantial

It's time for the Fed to take away the punch bowl. As Martin Feldstein writes in today's Wall Street Journal: The Federal Reserve should begin...

Beijing Leans on State Spending as Domestic Demand Weakens

China’s economy grew slightly above expectations in the first...

US and Nigeria Fill Gap in Europe’s Jet Fuel Shortage

Europe is facing a tightening jet fuel supply and...

Repsol Returns to Venezuela With Plan to Triple Oil Output

Repsol is set to regain control of its Venezuelan...

Wealthy Second Homes in NYC Face New State Tax Plan

New York Governor Kathy Hochul and Mayor Zohran Mamdani...