E.J. Smith - Retirement Money

E.J. Smith is Managing Director of Richard. C. Young & Co., Ltd. and Editor in Chief of Youngresearch.com. His column provides insight and analysis on investment strategies for retired investors and those soon to be retired.

Learn an Investment Lesson from an Ivy League’s Mistakes

One of the country’s top Ivy League universities lost 27% of its endowment in the last fiscal year while this fund was down only 3.6%…

Don’t Miss the Boat: Investment Advisers See Inflow of $108 Billion

Many investors have already figured out what I advise: sending $108 billion into the top 3 custodians for investment advisers…

The 401(k) is Broken

I remember, as if it were yesterday, being asked by a wealthy gentleman for some advice and being prohibited from helping him...I felt so bad for him.

Your Retirement Future Today and Tomorrow

Have you looked at interest rates lately? 3-month T-Bills are at 0.20%, 3-month CDs 0.38%, money markets 1.29%, 5 year CDs 2.62% and 10-year...

Default Risk Among the Many Concerns with Annuities

The recent turmoil in the equity and credit markets has created angst and panic among investors. Emotionally charged investment decisions are being made without...

WARNING! Avoid the Catastrophic Thinking of Retirement Investing

Ah, retirement. Congratulations. You made it. Whether you got here by selling your business or working your way through corporate America, you’ve made it...