You want to be paid well for investing in this market. Young Research’s 32-stock Retirement Compounders portfolio average dividend yield pays 5%. Compound that for 15 or 16 years and you double your money.

Run your finger along the black line, the performance of the Dow Jones Industrial Average, beginning in 1965. It’s not until 1982 that it starts turning up. That period before the upturn lasted the whole span of a retirement for some. A similar trend began in 2000. Now check out the gray line and see how federal spending has crowded out the market. High-yielding stocks are one way to make it through times like these.