I always have money in the stock market and I always will. I don’t get worked up about big swings in stocks because I also have money in bonds. The bonds tend to go up when stocks fall and vice versa.
This balanced approach is best illustrated with my favored Vanguard Wellesley fund. The fund has been down for the year only 6 times since 1971 and so far this year it’s up.
But even if Wellesley were to be down this year I would never sell it. The fund has a knack for making money in the year following a down year. That’s a success rate that makes me comfortable in any market.