Your Survival Guy is writing to you this chilly December 15th morning as all of the Northeast prepares for winter storm Gail. I've run through a "go, no go" Apollo 13 (I hope not!) checklist. The "go" are the following: Water/Food/Generator/Self-Defense/Satellite phone/Go bag/Evacuation plan. The "no go" list is usually discovered in the heart of the storm or later. But seeing that Newport, RI lost natural gas on the coldest day of the year in 2019, I'm not taking any chances. Here’s a list of what you need to prepare for a winter storm that might knock your power or gas out. … [Read more...]
New Yorkers Flee to Suburban Islands in Droves
COVID-19 and a summer of rioting and looting have driven New Yorkers to flee to the suburbs where they are creating islands of peace. The NY Post details where they left and where they went: Where they fled from Top zip codes New Yorkers exited between March 1 and Oct. 31, 2020, with the number of change of address requests for each area: 1. Upper West Side, 10023: 3,368 2. Upper West Side, 10025: 3,000 3. Murray Hill, 10016: 2,889 4. Upper West Side, 10024: 2,708 5. Chelsea/Greenwich Village, 10011: 2,520 6. Upper East Side, 10128: 2,165 7. Downtown Brooklyn, 11201: 1,836 8. … [Read more...]
Stealing Your Dollars in the Dead of Night
Will you even know it when they come for your cash? When they the steal it in the dead of night? When the digitalization of the dollar makes paper obsolete? Think they can’t inflate your money away? Look at interest rates—flat as a gingerbread cookie and stoking the inflationary real estate fire. First-time buyers can barely afford a manger, never mind a three-bedroom, two and a half bath. Remember when you bought your first home when interest rates were closer to the Twelfth Day of Christmas than the first? Back then, at least you could make the numbers work based on your salary. Today, … [Read more...]
Top Gun: Meeting Enemy FIRE Golfing in Key West
You don’t go to Key West to golf, but, if you’re in Key West and want to, then you’re in for a treat. There’s a great 18-hole, southernmost course just outside of Old Town KW. It’s just far enough to enjoy your chocolate croissant and con leche or to split a cuban mix from 5 Brothers on your drive. Now being a public/private course and the only one, it gets a lot of play. Tee times are required and if you’re a twosome you’ll soon be paired up into a foursome whether you like it or not. “Don’t worry,” I said to my son Owen between bites. “Meeting other golfers is like meeting other skiers. … [Read more...]
Elon Musk: When I Spend too Much Time in the Conference Room
Here Elon Musk talks about what happens when he spends more time in the conference room than on the factory floor. Musk recently announced his move to Texas from California. He's not alone. Originally posted on Your Survival Guy. … [Read more...]
Why Silicon Valley is Moving to Texas
You read here yesterday that tech billionaire Elon Musk has moved to Texas, but he's not the only one making the break from California for the Lone Star State. Nearly 700,000 Californians have moved to Texas over the last ten years. Now, the company that laid the cornerstones of Silicon Valley's tech dominance, Hewlett Packard, is moving there too. Fox News reports: The San Jose, California-based tech company disclosed the move in an SEC filing. “HPE has made the decision to relocate its headquarters from San Jose, California, to Houston, Texas. HPE’s largest U.S. employment hub, Houston … [Read more...]
Even Elon Musk, Tech Billionaire, is Looking for a Better America
You're not the only one thinking about packing up your business and heading for a low-tax state where politicians treat you like their employer rather than their piggy bank. The billionaire CEO of Tesla and SpaceX, Elon Musk has moved to Texas. Heather Somerville reports for The Wall Street Journal: Tesla Inc. Chief Executive Elon Musk said he has moved to Texas, taking aim at Silicon Valley and becoming one of the highest-profile executives yet to leave California during the coronavirus pandemic. He said relocating made sense with Tesla’s new factory being built in Texas. He lamented that … [Read more...]
If You Can, Tell Retirement “Not Yet”
Not many industries have been devastated by COVID-19 like the airline industry. Airlines are firing personnel, including highly skilled pilots, and asking others to go into early retirement. Many older pilots, for myriad reasons, are resisting retirement. The Wall Street Journal tells the story of Garry Krasnov, who would like to tell retirement "not yet," but in the end made the gut-wrenching decision to take an early retirement offer from Delta Air Lines. With a vaccine approved in the U.K. and more approvals expected, airlines are hoping travel will begin its recovery later next year once … [Read more...]
A FAST Way to Lose SLOW Money
You read in these pages (read here, here, here, here, and here for starters) how you can end up paying twice for investments. The first charge is the mutual fund or ETF expenses like the expense ratio (and god forbid 12b-1 fees and other loads). Then there is the fee investors pay to their advisers. All in all, it can add up to more than two percent a year. It’s like ordering a Happy Meal and paying the guy in front of you to place your order. You can do better than that. Now, many advisers are taking their clients' money to invest in "model portfolios." Dawn Lim reports for The Wall … [Read more...]
Right to Work South Carolina Attracts Massive Investment from Walmart
You know that giving employees the Right to Work makes a big difference. Companies that can negotiate one-on-one with employees can invest in the most promising talents, and remove anyone trying to get a free ride. Giving employees the Right to Work kills the disease of forced unionism. It's possible no state has done a better job of capitalizing on its reputation as free from Big Labor's negative influences than South Carolina. Just take a look: Right to Work South Carolina is Flooded in Jobs Where to Live to Make a Living? Try this Southern Gem The Workers of Boeing in SC … [Read more...]
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