Financial Security

Protect Your Business: NYPD Reports 75% Increase in Business Burglaries

Small-business owners prepare for slow months, seasonal slumps, and staffing interruptions. They even spend time planning for natural disasters, cash flow shortages, and changes...

Protect Yourself from Coronavirus Scams

Your personal financial security is a top priority for Your Survival Guy. Every time a major disaster or emergency occurs, financial fraudsters kick into...

This is What Troubles Me About Safe Deposit Boxes

You hopefully read my urgent items on safe deposit boxes and why you should treat your disaster cash like gold. Remember, you have zero downside...

Banks Are Selling Your Private Info to Strangers

Most Americans have become accustomed to the idea that when they use Google or Facebook, information on their Internet habits is being sold to...

Phone Scams are Getting Better: Here’s How to Protect Yourself

Just this week alone, two investors told me they have recently received calls that were believable scams. The robocall scams that regularly target your...

Blockchain Can Bring Speed, Efficiency and Competition to Stock Settlement

I am a fan of blockchain technologies, though I am skeptical of the crypto-currencies that are so far the best-known uses of blockchain. Despite...

Growing Up Must-See TV and the Soul of America

Growing up must-see TV was Thursday nights with The Cosby Show. Next Thursday’s must-see TV will be the Joe Biden show as the Democrats will...

196,000 Millionaires Agree That This Is the Place to Keep Your 401(k)

At Fidelity, 196,000 401(k) accounts are worth at least $1 million. It turns out, I'm not the only one who likes working with Fidelity....

Can You Rely on the Experts to Protect Your Privacy?

Unfortunately, the short answer to my headline question is, no. You cannot rely on cybersecurity experts to protect your personal financial information, as evidenced...

Pensions, Unsurprisingly, Miss Their Mark

I have warned for years that public pensions are overestimating their future returns, and therefore are a giant source of debt for future taxpayers...