E.J. Smith - Retirement Money

E.J. Smith is Managing Director of Richard. C. Young & Co., Ltd. and Editor in Chief of Youngresearch.com. His column provides insight and analysis on investment strategies for retired investors and those soon to be retired.

50 Years of Bear Markets

How would your portfolio withstand a 20% decline otherwise known as a bear market? In the first decade of this century we have had...

Caution! The Dangers of an Unbalanced Portfolio

If you’re readying for retirement make sure you understand the concept of counterbalancing—you’ll avoid the big losses. And your retirement will be much more...

Once in a Lifetime Stress?

You need to check out this stress index. The Kansas City Financial Stress Index is a monthly measure of stress in the U.S. financial...

Stop Losses Don’t Work

Enough with the stop losses. They don’t work for the average investor. They sound good on paper, but most investors don’t watch the market...

5.1% Yields Near Record

You need only follow the money flowing into junk bonds to see how investors are reaching for yield. Over the 16 month period ending...

Trading Volume Way Down

Trading volume is way down as investors lick their wounds from a brutal tech and healthcare sell-off this Spring. For those of us who...

Kaboom! Go the Dividends

The Federal Reserve has destroyed the portfolios of savers with zero percent interest rates. But investors have loaded up on risk by reaching for...

A 50% Loss

Most investors have forgotten what 2008 felt like. The numbers were not pretty, especially for those who took a 50% loss. Dick Young explains...

10 Reasons to Rent

Owning two homes in retirement isn't a good idea. If you’re considering it, then I suggest renting first. Here are some good points from...

The 10 Largest Bond Funds: Part II

Yesterday I wrote to you about how the 10 largest bond funds are increasing risk by loading up on junk bonds. The only fund...