Retirement Investing

The realities of annuities are being revealed to both buyers and sellers as interest rates in the United States creep along near 0%. Sellers...

You don’t want to forget your sunglasses. I made that mistake before going in to a Best Buy recently. Blinded by the bright lights,...

You can go to a local U.S. Range Rover dealership this weekend and buy a nicely equipped Range Rover HSE for $85,000 or a...

You want to be paid well for investing in this market. Young Research’s 32-stock Retirement Compounders portfolio average dividend yield pays 5%. Compound that...

Doing less, with less, is one way to describe retirement on a fixed income today. This sad truth is illustrated by Young Research’s proprietary...

My first job after Babson College was with Fidelity Investments. I worked at Fidelity Institutional Retirement Services Company (FIRSCO). It managed the 401(k)s of...

The Federal Reserve has left savers, pensions, and annuities twisting in the wind. Buying long-term Treasuries has resulted in the 10-year bond yielding less...

The temptation to be a speculator in this market is high thanks to some neck snapping stock market volatility, surging gold prices and pathetically...

You may have learned about the trouble with annuities. In its simplest form, an annuity is an arrangement in which you give an insurance company a lump sum of money and in exchange you receive payments over time. For a fee, that is. At the end of the day, what you’re really doing is giving up control over your money to some investment board that promises to pay you back over time. Assuming, of course, that it stays solvent.

Should savers and retired investors take the Fed’s bait and invest in long bonds? Not when you have a Fed chairman with a money-printing habit and prominent economists such as Ken Rogoff, the former chief economist of the International Monetary Fund, calling for a “sustained burst of moderate inflation, say, 4–6% for several years.”